What Does Geico Comprehensive Auto Insurance Cover?

Writing by Posted On: April 5, 2023
Rakibul Hasan
Chief Editor of - Free Insurance Tips

Meet Rakibul Hasan, the visionary leader and founder of Freeinsurancetips. With over a decade of experience in the insurance sector, Rakibul is dedicated to empowering...Read more

Auto insurance is a necessity when it comes to owning a car. With so many options available, it can be overwhelming to choose the right one for your needs. One popular choice is Geico Comprehensive Auto Insurance. But what exactly does it cover?

Geico Comprehensive Auto Insurance provides coverage for a range of incidents beyond just accidents. This type of coverage protects against damage caused by events such as theft, vandalism, natural disasters, and even hitting an animal. It can also cover expenses related to glass repair, rental cars, and roadside assistance. In this article, we will take a closer look at the specifics of Geico Comprehensive Auto Insurance and what it can do for you.

Geico comprehensive auto insurance covers a wide range of damages to your car that are not caused by a collision, such as theft, vandalism, fire, flood, and falling objects. It also covers damages caused by hitting an animal, like a deer or a bird. However, it does not cover damages caused by a collision with another vehicle or object. It is important to note that comprehensive coverage is optional, and you can add it to your policy for an additional cost.

What Does Geico Comprehensive Auto Insurance Cover?

What Does Geico Comprehensive Auto Insurance Cover?

Geico is a well-known insurance company that offers comprehensive auto insurance coverage. Comprehensive auto insurance is a type of insurance that covers damages to your car that are not caused by a collision. It is important to understand what Geico’s comprehensive auto insurance covers so that you can make an informed decision about your auto insurance needs.

What is Geico Comprehensive Auto Insurance?

Geico’s comprehensive auto insurance provides coverage for damages to your car that are not caused by a collision. This includes damages caused by theft, vandalism, fire, natural disasters, falling objects, and animals. Comprehensive auto insurance is an important coverage to have because it provides protection for your car in a variety of situations.

Benefits of Geico Comprehensive Auto Insurance

One of the main benefits of Geico’s comprehensive auto insurance is that it provides coverage for a wide range of situations. This means that if your car is damaged or stolen, you can be confident that you are covered. Another benefit of Geico’s comprehensive auto insurance is that it is affordable. Geico offers competitive rates for their comprehensive auto insurance coverage, which means that you can get the protection you need at a price that fits your budget.

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What Does Geico Comprehensive Auto Insurance Cover?

Geico’s comprehensive auto insurance covers a variety of damages to your car that are not caused by a collision. This includes:

– Theft: If your car is stolen, Geico’s comprehensive auto insurance will cover the cost of replacing it.

– Vandalism: If your car is vandalized, Geico’s comprehensive auto insurance will cover the cost of repairing the damage.

– Fire: If your car is damaged by fire, Geico’s comprehensive auto insurance will cover the cost of repairing or replacing it.

– Natural Disasters: If your car is damaged by a natural disaster, such as a hurricane or tornado, Geico’s comprehensive auto insurance will cover the cost of repairing or replacing it.

– Falling Objects: If your car is damaged by a falling object, such as a tree limb or rock, Geico’s comprehensive auto insurance will cover the cost of repairing or replacing it.

– Animals: If your car is damaged by an animal, such as a deer or a raccoon, Geico’s comprehensive auto insurance will cover the cost of repairing or replacing it.

What is Not Covered by Geico Comprehensive Auto Insurance?

While Geico’s comprehensive auto insurance covers a wide range of damages to your car, there are some situations that are not covered. These include:

– Collision: If your car is damaged in a collision with another vehicle, Geico’s comprehensive auto insurance will not cover the cost of repairing it. However, Geico offers collision coverage as a separate policy.

– Wear and Tear: Geico’s comprehensive auto insurance does not cover damages that are caused by normal wear and tear.

– Mechanical Failure: Geico’s comprehensive auto insurance does not cover damages that are caused by mechanical failure.

Geico Comprehensive Auto Insurance vs. Other Coverage Options

Geico’s comprehensive auto insurance is just one of the coverage options that they offer. Other coverage options include liability coverage, collision coverage, and personal injury protection. Liability coverage provides protection if you are found to be at fault for an accident and need to pay for damages or injuries. Collision coverage provides protection if your car is damaged in a collision with another vehicle. Personal injury protection provides coverage for medical expenses and lost wages if you are injured in an accident.

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Conclusion

Geico’s comprehensive auto insurance is an important coverage to have because it provides protection for your car in a variety of situations. It is important to understand what Geico’s comprehensive auto insurance covers so that you can make an informed decision about your auto insurance needs. By choosing Geico’s comprehensive auto insurance, you can have peace of mind knowing that your car is protected.

Freequently Asked Questions

Geico is one of the leading auto insurance providers in the United States. Comprehensive auto insurance coverage is one of the most popular policies offered by Geico. Below are the most frequently asked questions about Geico comprehensive auto insurance coverage.

What does Geico comprehensive auto insurance cover?

Geico comprehensive auto insurance covers damages to your vehicle that are not caused by a collision. This includes damages from theft, fire, vandalism, weather, and animal accidents. It also covers glass repairs, such as windshield replacements. Geico comprehensive auto insurance also includes personal property coverage, which covers any personal belongings that are stolen or damaged in your car.

It is important to note that comprehensive auto insurance coverage is optional and can be added to your policy for an additional cost. It is recommended for those who want more extensive coverage and protection for their vehicle.

Does Geico comprehensive auto insurance cover rental cars?

Geico comprehensive auto insurance does not cover rental cars by default. However, Geico offers rental reimbursement coverage, which can be added to your policy for an additional cost. Rental reimbursement coverage provides reimbursement for rental car expenses if your vehicle is being repaired due to a covered loss. It is important to note that rental reimbursement coverage does not cover rental car expenses for non-accident related repairs, such as routine maintenance.

It is recommended to discuss your rental car needs with your Geico insurance agent to determine the best coverage options for you.

Does Geico comprehensive auto insurance cover flood damage?

Geico comprehensive auto insurance does cover flood damage to your vehicle. This includes any damages caused by rising water, heavy rain, or flash floods. However, it is important to note that flood damage coverage is optional and can be added to your policy for an additional cost.

It is recommended for those who live in flood-prone areas to consider adding flood damage coverage to their policy for added protection.

Does Geico comprehensive auto insurance cover hit-and-run accidents?

Geico comprehensive auto insurance does not cover hit-and-run accidents. However, Geico offers uninsured motorist coverage, which can be added to your policy for an additional cost. Uninsured motorist coverage provides coverage for damages caused by an uninsured or hit-and-run driver. It is important to note that uninsured motorist coverage varies by state and may not be available in all areas.

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It is recommended to discuss your uninsured motorist coverage needs with your Geico insurance agent to determine the best coverage options for you.

Does Geico comprehensive auto insurance cover hail damage?

Geico comprehensive auto insurance does cover hail damage to your vehicle. This includes any damages caused by hail storms or other severe weather conditions. However, it is important to note that hail damage coverage is optional and can be added to your policy for an additional cost.

It is recommended for those who live in areas prone to severe weather conditions, such as hail storms, to consider adding hail damage coverage to their policy for added protection.

What is Comprehensive Coverage? – GEICO

Geico comprehensive auto insurance is a popular option for drivers who want to protect themselves against a wide range of risks on the road. Whether you’re worried about theft, vandalism, or natural disasters, comprehensive coverage can provide peace of mind and financial protection. So, what exactly does Geico comprehensive auto insurance cover?

First and foremost, Geico comprehensive auto insurance covers damage to your vehicle that is not caused by a collision. This includes theft, vandalism, fire, hail, and other types of damage that can occur when your car is parked or driving on the road. Additionally, Geico’s comprehensive coverage can help cover the cost of a rental car if your vehicle is in the shop for repairs, and it even includes emergency roadside assistance in case of a breakdown. With Geico’s comprehensive coverage, you can rest assured that you’re protected against a wide range of risks on the road, no matter what happens.

Rakibul HasanChief Editor of - Free Insurance Tips

Meet Rakibul Hasan, the visionary leader and founder of Freeinsurancetips. With over a decade of experience in the insurance sector, Rakibul is dedicated to empowering individuals to make well-informed decisions. Guided by his passion, he has assembled a team of seasoned insurance professionals committed to simplifying the intricate world of insurance for you.

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